New posting rules information signs on the streets of Moscow
The city authorities have developed new rules for placing information structures and signs on buildings. They were approved by a decree of the Moscow government on December 25, 2013.
The new rules determine the types of structures allowed for installation, their maximum dimensions, as well as requirements for their locations. If the owners of an enterprise agree to change their sign to a standard one, then they do not need to obtain any additional approvals from city structures. Now, for example, this requires: a BTI certificate, documents confirming the rights to the premises, a technical report on the safety of the structure, and more.
The new rules set out in sufficient detail what structures, what size and how they can be placed. An integral part of the document is a graphical application, which contains specially designed instructions that clearly show how and what kind of structures can be placed.
Thus, the instructions indicate, for example, that the text part of the sign cannot be longer than ten meters and higher than half a meter, and the brand image in width and height cannot exceed 0.75 meters. Remote information structures cannot protrude from the facade of the building by more than a meter and cannot be located less than 2.5 meters above the ground.
Entrepreneurs whose fantasies go beyond standard requirements, will have to submit a design project for the future sign to the Moscow Architecture Committee. It will be examined and a verdict will be made within 15 days. At the same time, the new rules do not put forward excessive requirements for information structures, and they will not change established brands.
However, on main city streets the requirements for signage will be stricter than in the city as a whole. Entrepreneurs will have to not only comply with all the rules, but also follow the architectural and artistic concepts that the Moskomarkhitektura is going to develop. These streets include all outbound highways, the Garden Ring and the Boulevard Ring, as well as those streets in the city center where many historical buildings are located.
It is assumed that the introduction of new rules will be carried out in three stages: inside the Garden Ring - before May 1, 2014, from the Garden Ring to the Third Transport Ring - before January 1, 2015 and from the Third Transport Ring to the Moscow Ring Road - until July 1, 2016.
Graphical application for
Rules for the placement and maintenance of information structures in the city of Moscow
1. The information structures specified in clause 3.5.1 of these Rules can be placed in the form of a complex of identical interconnected elements of one information structure specified in clause 16 of these Rules (clause 13 of the Rules).
2. Signs may consist of the following elements:
Information field(text part);
Decorative and artistic elements.
The height of decorative and artistic elements should not exceed the height of the text part of the sign by more than one and a half times (clause 16 of the Rules).
3. Organizations and individual entrepreneurs place information structures on flat sections of the facade, free from architectural elements, exclusively within the area of the external surfaces of the object corresponding to the physical dimensions of the premises occupied by these organizations, individual entrepreneurs (clause 14 of the Rules).
When signs of several organizations and individual entrepreneurs are placed simultaneously on the same façade of an object, these signs are placed in one high-altitude row on a single horizontal line (at the same level, height) (clause 15 of the Rules).
4. If the premises are located in the basement or ground floors of objects and there is no possibility of placing information structures (signs) in accordance with the requirements of the first paragraph of this paragraph, signs can be placed above the windows of the basement or ground floor, but not lower than 0.60 m from ground level to the bottom edge of the wall structure. In this case, the sign should not protrude from the plane of the facade by more than 0.10 m (clause 18.1 of the Rules).
5. The maximum size of wall structures placed by organizations and individual entrepreneurs on the external surfaces of buildings, structures, structures should not exceed:
Height - 0.50 m, with the exception of placing a wall sign on the frieze (frieze - finishing of the upper part of the structure in the form of a continuous strip, which often serves as decoration; located below the cornice);
In length - 70 percent of the length of the facade corresponding to the premises occupied by these organizations and individual entrepreneurs, but not more than 15 m for a single structure (clause 18.2 of the Rules).
6. When placing a wall structure within 70 percent of the length of the facade in the form of a complex of identical interconnected elements (information field (text part) and decorative and artistic elements) maximum size each of these elements cannot exceed 10 m in length (clause 18.2 of the Rules).
7. The maximum size of information structures containing information about the range of dishes, drinks and other food products offered when they provide the specified services, including indicating their weight/volume and price (menu), should not exceed:
Height - 0.80 m;
Length - 0.60 m (clause 18.2 of the Rules).
8. If there is a frieze on the facade of the object, the wall structure is placed exclusively on the frieze, to the entire height of the frieze (clause 18.3 of the Rules).
9. If there is a canopy on the facade of the object, the wall structure can be placed on the frieze of the canopy, strictly within the dimensions of the specified frieze.
It is prohibited to place a wall structure directly on the canopy structure (clause 18.3 of the Rules).
10. Information field of wall structures placed on the facades of objects that are objects cultural heritage, identified as objects of cultural heritage or objects built before 1952 inclusive, must be made from separate elements (letters, designations, decorative elements etc.) without using an opaque base for their fastening (clause 18.4 of the Rules).
11. Cantilever structures (a console in architecture is a stone protruding from a wall, the purpose of which is to support some part of the building that protrudes even more forward, for example a cornice, balcony, vertical wall ledge, etc.) - located in the same horizontal plane of the facade , near arches, on the borders and external corners of buildings, structures, structures.
The distance between cantilever structures cannot be less than 10 m (clause 19.1 of the Rules).
The distance from ground level to the lower edge of the cantilever structure must be at least 2.50 m (clause 19.1 of the Rules).
The cantilever structure should not be located more than 0.20 m from the edge of the facade, and its extreme point of the front side should not be more than 1 m from the plane of the facade. The height of the cantilever structure cannot exceed 1 m (clause 19.2 of the Rules).
If there are wall structures on the facade of the object, cantilever structures are located with them on a single horizontal axis (clause 19.4 of the Rules).
12. The maximum parameters (dimensions) of cantilever structures placed on the facades of objects that are objects of cultural heritage, identified objects of cultural heritage, as well as objects built before 1952 inclusive, should not exceed 0.50 m in height and 0.50 m - in width (clause 19.3 of the Rules).
13. Display structures are placed in the display case, on the outside and/or with inside glazing of object showcases.
The maximum size of display structures (including electronic media- screens) placed in the display case, as well as on the inside of the display case glazing, should not exceed half the size of the display case glazing in height and half the size of the display case glazing in length (clause 20.1 of the Rules).
When placing a sign in a shop window (on its inside), the distance from the glass window to the display structure must be at least 0.15 m (clause 20.4 of the Rules).
14. The parameters (dimensions) of a sign placed on the outside of a storefront should not exceed 0.40 m in height and the length of the storefront glazing (clause 20.2 of the Rules).
15. Information structures (signs) placed on the outside of the storefront should not extend beyond the plane of the façade of the facility (clause 20.2 of the Rules).
16. Directly on the glazing of the showcase, it is allowed to place the information structure (signboard) provided for in paragraph 3.5.1 of these Rules, in the form of individual letters and decorative elements. In this case, the maximum size of the letters of a sign placed on the glazing of a storefront should not exceed a height of 0.15 m (clause 20.3 of the Rules).
17. Only one information structure can be placed on the roof of one object (clause 21.1 of the Rules).
The design of signs allowed for placement on the roofs of buildings, structures, and structures are three-dimensional symbols that can be equipped exclusively with internal lighting (clause 21.4 of the Rules).
The length of signs installed on the roof of a facility cannot exceed half the length of the facade in relation to which they are located (clause 21.6 of the Rules).
18. The height of information structures (signs) placed on the roofs of buildings, structures, structures must be (clause 21.5 of the Rules):
a) no more than 0.80 m for 1-2-story buildings;
b) no more than 1.20 m for 3-5-story buildings;
c) no more than 1.80 m for 6-9-story buildings;
d) no more than 2.20 m for 10-15-story buildings;
e) no more than 3 meters - for objects with 16 or more floors.
19. Parameters (dimensions) of information structures (signs) placed on the stylobate part of the object (stylobate - top part stepped basement of a building, or a common basement that unites several buildings) are determined depending on the number of storeys of the stylobate part of the building in accordance with the requirements of clauses 20.5 and 20.6 of these Rules (clause 21.7 of the Rules).
20. It is prohibited to place information structures (signs) on the roofs of buildings, structures, structures that are objects of cultural heritage, identified objects of cultural heritage, as well as objects built before 1952 inclusive (clause 21.8 of the Rules).
PROHIBITED
21. Violation geometric parameters signs (clause 10.1 of the Rules).
22. Violation of requirements for locations (clause 10.1 of the Rules).
23. Vertical arrangement of letters (clause 10.1 of the Rules).
24. Placement on the visor (clause 10.1 of the Rules).
25. Complete covering of window and door openings, as well as stained glass windows (stained glass windows are works of decorative art made of colored glass, designed for through lighting and intended to fill an opening, usually a window, in a building) and shop windows (clause 10.1 of the Rules).
Placement of signs in window openings (clause 10.1 of the Rules).
26. Placement of signs within the boundaries of residential premises, including on the blind ends of the facade (clause 10.1 of the Rules).
27. Placement of signs on roofs, loggias and balconies (clause 10.1 of the Rules).
28. Placement of signs on architectural details of facades (clause 10.1 of the Rules).
29. Placement of signs near memorial plaques (Clause 10.1 of the Rules).
30. Overlapping of signs of street names and house numbers (clause 10.1 of the Rules)
31. Painting and covering the surfaces of showcase glazing with decorative films, replacing showcase glazing with light boxes (clause 10.1 of the Rules).
32. Placement of cantilever signs at a distance of less than 10 m from each other (clause 10.1 of the Rules).
33. Placement of signs on the enclosing structures of seasonal (summer) cafes at stationary enterprises Catering(clause 10.1 of the Rules).
34. Placement of signs in the form of free-standing prefabricated (folding) structures - pillars (clause 10.4 of the Rules).
What is needed to approve a sign?
(BRIEFLY)
- Required
- Available without return
Design project for placing a sign (original, 1 pc.)
- Required
- Available without return
Floor plan (original, 1 pc.)
- Required
- Available without return
Title documents confirming the applicant’s property rights to the occupied building, structure, structure, premises (receipt for payment, 1 pc.)
- Available without return
Documents certifying (establishing) the applicant’s rights to land plot, on which the building, structure, structure is located (certified copy, 1 pc.)
- Can be received during the provision of the service
- Available without return
Presented when a free-standing sign is placed.
Extract from the Unified State Register of Legal Entities (for legal entities) (certified copy, 1 pc.)
- Can be received during the provision of the service
- Available without return
Presented for legal entities.
Extract from the Unified State Register of Individual Entrepreneurs (certified copy, 1 pc.)
- Can be received during the provision of the service
- Available without return
Presented for individual entrepreneurs.
- Cost - FREE!
- Request (application) for the provision of a public service (hereinafter referred to as the request). The request is made in accordance with Appendix 1 of the Administrative Regulations.
- Documents certifying (establishing) the applicant’s rights to the land plot on which the building, structure, structure is located, which is the actual location (place of activity) of the organization, individual entrepreneur, placing a free-standing sign, if the right to the land plot is in accordance with the law Russian Federation is recognized as having arisen regardless of its registration in the Unified State Register of Rights to Real Estate and Transactions with It (provided in the absence of information about rights to a land plot in the Unified State Register of Rights to Real Estate and Transactions with It) (if necessary).
- Technical inventory documents - floor plan of the premises issued by an authorized organization.
- A design project for placing a sign approved by the applicant, prepared and executed in accordance with the requirements in accordance with Appendix 2 of the Administrative Regulations.
- Conclusion about technical condition structures of a building, structure, structure and on the admissibility and safety of placing an information structure, carried out design organization- the author of the project of a building, structure, structure, and in the absence of information about the author of the project of a building, structure, structure or the absence of the author of the project of a building, structure, structure, as well as on objects of historical development of the city, the specified conclusion is drawn up by the applicant involved in in the prescribed manner by a design organization - when developing a design project for an information structure (signboard) placed on the roof of a building, structure, structure.
- Documents confirming the year of construction of the building, structure, structure.
- Conclusion on the load-bearing capacity of the roof of a building, structure, structure in the case of installation of an information structure (signboard) placed on the roof of a building, structure, structure, issued by an authorized design organization.
- Conclusion expert organization on the compliance of the information design project with the requirements technical regulations, building codes and rules (SNiP), Electrical Installation Rules (PUE), standards of the Unified Design Documentation (ESKD) and other regulatory requirements.
- Conclusion of an expert organization on the compliance of the electrical installation project with the requirements of technical regulations, SNiP, PUE, ESKD standards and other regulatory requirements (for information structures that require the presence of an electrical installation).
- Information (photos, archival data, etc.) confirming the relationship of the sign to information structures, the historical appearance of which has been determined architectural project buildings (for unique information structures, the historical appearance of which is determined by the architectural design of the building).
- Extract from the Unified State Register of Legal Entities (for legal entities).
- Extract from the Unified State Register of Individual Entrepreneurs (for individual entrepreneurs).
- A document confirming the applicant’s registered right to a building, structure, structure, premises, which is the actual location (place of activity) of the organization, individual entrepreneur placing the sign (if such a document is subject to state registration).
- Documents certifying (establishing) the applicant’s rights to the land plot on which the building, structure, structure is located, which is the actual location (place of activity) of the organization, individual entrepreneur placing the sign (if information about the rights to the land plot is contained in Unified State Register of Rights to Real Estate and Transactions with It).
- Lease agreement for a building, structure, structure if the specified document was issued by the Department of City Property of the city of Moscow.
- Approval/motivated refusal of the Department of Transport and Development of Road Transport Infrastructure of the City of Moscow in approving the design project for the placement of gas station price boards.
- Permission to install and operate an advertising structure, issued by the Committee of Advertising, Information and Design of the City of Moscow, Department of Funds mass media and advertising of the city of Moscow.
- information about the address of the object, the year of its construction;
- information about the type of sign design, location of its placement;
- information about the method of illuminating the sign;
- sign parameters.
- photographic recording (photos) of all external surfaces of the object (facades, roof, etc.) indicating the intended location of the sign. Photographs must provide a full, clear demonstration of the intended location of the sign and all other structures located on the entire plane of all external surfaces of the building, structure, structure (including on the roof), and also not contain other objects, including automobile transport, interfering with the specified demonstration. The photographs must be taken no more than one month before applying for public services in the amount of at least 3 color photographs (in a format of at least 10 by 15 and no more than 13 by 18). Photographs of the object must be printed with a resolution of at least 300 dpi, maintaining contrast and color rendition;
- drawings of all facades of the object (orthogonal, in M 1:200, M 1:100, M 1:50 (depending on overall dimensions object) on which (in relation to which) the sign is supposed to be placed, indicating the location of the sign, its parameters (length, width, height) and type of structures;
- photomontage (graphic drawing of a sign at the place of its intended placement in the existing situation, indicating the dimensions). It is carried out in the form of a computer drawing of the sign design on a photograph, observing the proportions of the placed object.
- address guidelines;
- information about the entity engaged in retail sales of petroleum products;
- information about the types of signs, overall dimensions, locations of their placement;
- information about the method of illuminating signs;
- information about the materials of construction and the technical solutions used, including the depth of the gas station price board.
- drawings of all external surfaces of the gas station price board (orthogonal, in M 1:200, M 1:100, M 1:50 (depending on the overall dimensions of the gas station price board) indicating the parameters (length, width, height), site plan;
- photographic recording;
- indication of the location of gas station price boards on the situational plan in M 1:2000;
- indication of the location of gas station price boards on the general plan in M 1:500;
- photomontage (graphic drawing of the gas station price board at the place of its intended placement in the existing situation, indicating the dimensions). It is carried out in the form of a computer drawing of the sign design on a photograph, observing the proportions of the placed object.
- a single PDF file format (version 1.7) for a design project booklet;
- DWG, PLN formats for working materials.
Request (application) for provision public services(original, 1 pc.)
State service “Coordination of a design project for placing a sign” in Moscow
Submission of an application for registration of services is carried out on the Portal of state and municipal services of Moscow.
Duration of provision of public services
No more than 15 working days.
Conditions for charging fees and their amount
Free of charge.
Receiving government services electronically
Government services are provided electronically.
The provision of public services is carried out on the basis of the following documents (information):
Documents submitted by the applicant:
Title documents confirming the applicant’s property rights to the occupied building, structure, structure, premises, which is the actual location (place of activity) of the organization, individual entrepreneur placing the sign (if there are documents not subject to state registration).
If signs are placed on the external surfaces of shopping and entertainment centers, title documents confirming property rights to the entire facility (all premises of the facility) must be submitted.
When submitting a request regarding a design project for the placement of signboards at gas stations, as well as a design project for the placement of gas station price boards, the provision of documents specified in paragraphs 4 and 7 is not required.
Documents received by the authorized person official Committee using interdepartmental information interaction, including through access to information from the Basic Register:
The applicant has the right to submit the above documents on his own initiative.
The list of documents required to provide public services is exhaustive.
All electronic images of documents attached to the request must be signed in the prescribed manner with the electronic signature of the applicant.
Requirements for a design project for placing a sign in Moscow
1. The design project for placing a sign includes text and graphic materials.
A design project for placing a sign on the roof of a building, structure, structure must be developed by organizations, individual entrepreneurs who have issued self-regulatory organization certificates of admission to such types of work.
2. Text materials are formatted in the form explanatory note and include:
3. Graphic materials of the design project when placing signs on the external surfaces of buildings, structures, structures include:
3(1). Design project for placement of gas station price boards (for gas station price boards placed outside the borders land plots occupied by gas stations) includes:
3(1).1. Text materials:
3(1).2. Graphic materials:
The photographs must provide a full, clear demonstration of the intended location of the gas station price board, and also not contain other objects, including motor vehicles, that would interfere with this demonstration. The photographs must be taken no more than one month before applying for public services in the amount of at least 3 color photographs (in a format of at least 10 by 15 and no more than 13 by 18). Photographs of the object must be with a resolution of at least 300 dpi, maintaining contrast and color rendition.
4. Requirements for the design project for placing a sign, provided in electronic form (hereinafter referred to as the electronic document):
4.1. Formation electronic document should be done using:
4.2. An electronic document is prepared by saving from vector programs, and it is necessary to use AutoCAD version no higher than 2012, ArchiCAD version no higher than 15.
4.3. The composition of the materials of the generated electronic document and the form of their presentation (design of books and drawings) must be such that when they are printed, the production of a full paper version of the document is ensured while maintaining image quality - without any additional actions on the part of the user.
4.4. Electronic images are saved in color mode with a resolution of at least 300 dpi (for large files, a resolution of at least 150 dpi is possible).
4.5. The saved electronic image should not have the effect of image deformation.
4.6. Images are rotated to a horizontal level. The image is cleared of debris, straightened, shadows are removed, and edges are trimmed.
4.7. The number of images must correspond to the number of sheets in the source document. It is not allowed to have black fields on the edges of the image larger than 1 mm, stripes, spots, blurred images that affect readability and are absent on the original, or violation of the order of the pages of the document.
Additional Information
Suspension of the provision of public services
The basis for suspending the provision of public services is the need to obtain approval from the Federal Security Service of Russia when placing signs on the roofs of buildings, structures, structures located along travel routes (travel) and in places of permanent and temporary stay of state security facilities in the city of Moscow.
The period of suspension of the provision of public services does not exceed 60 working days.
The suspension period is calculated in working days from the date of the decision to suspend the provision of public services.
The decision to suspend the provision of a public service upon a request submitted in electronic form is signed by an authorized official of the Committee using an electronic signature and sent to the applicant using the Portal.
The decision to suspend the provision of a public service is issued (sent) to the applicant no later than the next working day from the date of the decision to suspend the provision of a public service.
If the grounds for suspension of the provision of a public service are not eliminated during the period of suspension of the provision of a public service, the request is canceled and the applicant is sent a corresponding notification signed by an authorized official of the Committee.
If the grounds for suspension of the provision of a public service are eliminated during the period of suspension of the provision of the public service, the provision of the public service is resumed the next day after the reasons (grounds) for its suspension are eliminated and the applicant is sent a corresponding notice signed by an authorized official of the Committee.
reference Information
Issuance of documents within the framework of the state service “Approval of a design project for placing a sign” is carried out in person at the “One Window” service (windows No. 8, 9) daily from 10:00 to 13:00.
We understand that your sign is not just a sign of your location, it is your connection to potential customers.
When clients contact us, they often do not know what sign size will be optimal for them. In this article, our experts will talk about the shape, proportions and sizes of advertising signs.
It doesn’t matter the profile of your company and what you do, whether you choose an outdoor advertising sign for a beauty salon or store, cafe or restaurant, organization or bar. These rules apply to everyone.
Sign size
Obviously, the larger the sign, the more expensive it is. But bigger doesn't always mean better. For example, if you place a huge sign on a narrow street, a person will not be able to read it fluently. But, on the other hand, if your business is located away from the road, then you need to be sure that customers will notice your sign and be able to read what is written on it. How to choose the optimal size?
Firstly, it must be taken into account that different colors are perceived differently by people. A person distinguishes some colors better, others worse. For convenience, we have compiled a table from which you can determine minimum height letters on the sign.
Red color is perceived better than others by the eye. Green is worse than the others. Our managers and designers, who have sufficient experience, always take such nuances into account.
Proportions of an advertising sign
As a rule, we are not able to comply perfect proportions, since the space on the façade of the building for a sign is strictly limited. But these tips from our experts will be useful for you to design your store’s points of sale, advertisements, signs and other purposes.The sizes 1/3, 1/2 and 3/5 are perceived better than others by humans. Let us illustrate for clarity:
It is interesting that in Europe, in old buildings, windows are made based on these proportions. This simple technique is great for attracting attention.
For information, we provide dimensions for various types of advertising signs
- billboards - are made in standard dimensions of 3x6 meters, as well as in larger sizes - 5x10 meters or 5x15 meters;
- firewalls have the shape billboard or a stretched panel and are located on the blind side of the building. These products are manufactured in areas up to 250 square meters;
- the dimensions of information plates without backlight are a maximum of 1x2 meters;
- brackets with a double-sided field must have dimensions not exceeding 1.20 x 1.80 meters;
- the advertising field of the pylons is also 1.20 x 1.80 meters;
- advertising signs are made with the following dimensions - 1x1.50 meters or 1.20x1.80 meters;
- steles are produced in the form of a narrow advertising structure with a height of up to 20 meters;
- advertising signs have standard sizes up to 1 meter.
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Insales has the right to establish that the provision of a certain Service is possible only on the condition that the acceptance and receipt of cookies is permitted by the User.
2.11. The user is independently responsible for the security of the means he has chosen to access his account, and also independently ensures their confidentiality. The User is solely responsible for all actions (as well as their consequences) within or using the Services under account the User, including cases of voluntary transfer by the User of data to access the User’s account to third parties under any conditions (including under contracts or agreements). In this case, all actions within or using the Services under the User’s account are considered to be carried out by the User himself, except in cases where the User notified Insales of unauthorized access to the Services using the User’s account and/or of any violation (suspicion of violation) of the confidentiality of his means of accessing your account.
2.12. The User is obliged to immediately notify Insales of any case of unauthorized (not authorized by the User) access to the Services using the User’s account and/or of any violation (suspicion of violation) of the confidentiality of their means of access to the account. For security purposes, the User is obliged to independently safely shut down work under his account at the end of each session of working with the Services. Insales is not responsible for possible loss or damage to data, as well as other consequences of any nature that may occur due to the User’s violation of the provisions of this part of the Agreement.
3. Responsibility of the Parties
3.1. The Party that has violated the obligations stipulated by the Agreement regarding the protection of confidential information transferred under the Agreement is obliged, at the request of the injured Party, to compensate for the actual damage caused by such violation of the terms of the Agreement in accordance with the current legislation of the Russian Federation.
3.2. Compensation for damage does not terminate the obligations of the violating Party to properly fulfill its obligations under the Agreement.
4.Other provisions
4.1. All notices, requests, demands and other correspondence under this Agreement, including those including confidential information, must be in writing and delivered personally or through a courier, or sent to e-mail to the addresses specified in the license agreement for computer programs dated December 1, 2016, the accession agreement to the license agreement for computer programs and in this Agreement or other addresses that may subsequently be specified in writing by the Party.
4.2. If one or more provisions (conditions) of this Agreement are or become invalid, then this cannot serve as a reason for termination of the other provisions (conditions).
4.3. This Agreement and the relationship between the User and Insales arising in connection with the application of the Agreement are subject to the law of the Russian Federation.
4.3. The User has the right to send all suggestions or questions regarding this Agreement to the Insales User Support Service or to the postal address: 107078, Moscow, st. Novoryazanskaya, 18, building 11-12 BC “Stendhal” LLC “Insales Rus”.
Publication date: 12/01/2016
Full name in Russian:
Limited Liability Company "Insales Rus"
Abbreviated name in Russian:
LLC "Insales Rus"
Name in English:
InSales Rus Limited Liability Company (InSales Rus LLC)
Legal address:
125319, Moscow, st. Akademika Ilyushina, 4, building 1, office 11
Mailing address:
107078, Moscow, st. Novoryazanskaya, 18, building 11-12, BC “Stendhal”
INN: 7714843760 Checkpoint: 771401001
Bank details:
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