The basis of any business is a ready-made business plan. It helps to avoid many mistakes when creating and developing a company, allows you to convince investors of the advisability of investing money, and assists in obtaining the necessary loans from banking institutions.
Such a document contains detailed calculations of the profitability of the future organization, the payback period of the project, and the risks to which the company is exposed.
You can create a business plan yourself, spending time and money. However, most modern entrepreneurs prefer to use ready-made financial products containing high-quality and useful information. Why?
Main functions of a business plan
This document is the most important tool for the company, allowing it to select promising areas and determine how to implement them. It is a guide for execution and control, helping to manage the business. A well-drafted financial solution with detailed calculations performs several functions:
- strategic. It is used to develop business strategy. This is a key function when organizing an enterprise or when defining new directions for the company;
- investment. It is used to attract funds. It is extremely difficult for modern companies to manage without credit resources. Therefore, this function allows you to determine the optimal sources of funds and find potential investors;
- planning. It is used to give a comprehensive assessment of the development of the enterprise being created, as well as to manage intra-company processes or a new line of activity.
As a result, the business plan provides the opportunity to analyze, position, comprehensively assess and control the future activities of the company, implement marketing courses, and develop personnel policies.
What advantages do ready-made documents have? What are the benefits of purchasing a business plan from a company that develops and compiles business plans for different areas of business?
Advantages
A business plan is the business card of an organization. By using a ready-made solution made by qualified specialists, the future businessman saves time and money that would have to be spent on independently carrying out the activities, analyzes and calculations necessary to draw up this document.
Moreover, such research is not a guarantee of a successful start to the project. Among the advantages of using a full-fledged financial solution performed by professionals, it is worth noting:
- time saving. Having a ready-made document in hand, an entrepreneur can get a clear idea of the steps that need to be taken to achieve the goal. By purchasing a ready-made business plan, you can overcome all the difficulties of business with the support of professionals;
- effective means of persuasion. For sponsors and investors, this document is the main proof of the validity of the idea of the business being organized, the potential of the enterprise to achieve a certain amount of income;
- competitor research. A well-drafted document will help evaluate competing companies, identify their strengths and weaknesses, and determine a free niche that at this point in time can be occupied and firmly held, winning the favor of a potential audience;
- direction of movement. An effectively and efficiently drawn up financial solution will help the company not only at the initial stage. With the right approach, it will allow the organization to constantly maintain the planned direction, making the necessary adjustments.
High-quality business plans are drawn up by an experienced team of specialists with extensive experience in a wide variety of fields. All materials are adapted for use in the Russian economy in the current situation.
The documents contain all the necessary calculations: calculation of payback, economic efficiency, profitability and other equally significant indicators. Applications presented in tabular form will help you independently determine the required values. For example, calculate the need for money for the purchase of specialized equipment until the period of time when these costs begin to pay off.
Features of use
A ready-made business plan is not only an opportunity to find an idea with calculations and recommendations for a wide variety of areas, but also advice on the main aspects of starting your own business.
In this case, we are talking about the most popular questions of novice entrepreneurs. What form of ownership to choose for the organization. What to consider when hiring specialists. Which taxation system should you prefer?
Today, many specialized organizations offer to purchase full-fledged ready-made business plans. Moreover, prices vary significantly. How to choose a provider of such a solution?
In this case, it is necessary that the proposed business plan contains not only general information, but also detailed calculations for all main areas of activity of the future enterprise. Competent suppliers of ready-made business plans calculate expenses such as, for example, the cost of social contributions for employees, tax optimization, and transfers of taxes and fees to the state.
The more complete the business plan, the more effective and efficient the activities of the future entrepreneur will be. You should not skimp on purchasing this document. After all, he is the main assistant in conducting market analysis.
It is he who summarizes the analysis of opportunities for starting or expanding a business in modern conditions and contains a structured description of all areas of activity of the future company.
By purchasing a business plan, an entrepreneur receives not only a comprehensive analysis of the main problems that he may encounter when organizing his activities, but also ways to solve them. The benefits of using a ready-made document are obvious!
Where to download a ready-made business plan with calculations
You can choose the solution that suits you among a large number of directions offered by our partner Biplane (
Not a single entrepreneurial project is complete without a business plan. This document is a detailed instruction for opening a commercial business, which describes step by step the tasks that need to be solved to achieve the final goal (that is, obtaining maximum profit), as well as the methods and means that the entrepreneur is going to use. Without a business plan, it is impossible to receive investment in a commercial project or apply to a bank for a loan for business development. However, even if an entrepreneur does not plan to attract third-party funds, he still needs a business plan - for himself.
Why is this document needed, and what is its exceptional importance? A well-written business plan, which contains verified information and verified figures, is the foundation of a commercial project. It will allow you to analyze in advance the state of the market and the severity of competition, predict possible risks and develop ways to minimize them, estimate the size of the required start-up capital and the total amount of investment, as well as the expected profit - in short, find out whether it is advisable to take a financial risk and invest money in this idea .
"Business idea"
The basis of any project is a business idea - that is, for the sake of which, in fact, everything was conceived. An idea is a service or product that will bring profit to the entrepreneur. The success of a project is almost always determined by the right choice of idea.
- Which idea is successful?
The success of an idea is its potential profitability. So, at any time there are directions that are initially favorable for making a profit. For example, some time ago it was fashionable to import yoghurts into the Russian Federation - this product instantly gained popularity among the population, and in proportion to this popularity, the number of companies involved in import grew. Only a completely unlucky and incompetent entrepreneur could fail a project in this area and make the business unprofitable. Now, the idea of selling yoghurts with a high degree of probability will not be successful: the market is already oversaturated with domestically produced products, imported goods are unlikely to be favorably accepted by consumers due to the high price and customs difficulties, moreover, the main players in this segment have already established themselves in the market and established supply and sales channels.
Most entrepreneurs, when choosing an idea for making a profit, think in the categories of the majority - they say, if this business brings income to my friend, then I can also improve my business. However, the more “role models” there are, the greater the level of competition and the less opportunity to dictate their prices. In a mass business, approximate prices have already been established, and a newcomer, in order to increase its competitiveness, has to set prices below market prices in order to attract customers - which, of course, does not contribute to making a big profit.
Potentially highly profitable ideas now are those proposals that help an entrepreneur occupy a free market niche - that is, offer something that other businessmen have not yet thought of. To find an original business idea, sometimes all you need to do is look around and think about what consumers are missing in a certain area. Thus, a successful idea was the production of mops that allow you to wring out a rag without getting your hands wet, or special lamps that cannot be dismantled without the use of special tools - this know-how has significantly reduced the number of thefts of light bulbs in hallways.
Often, you don’t even need to generate original ideas yourself - you can use new products that have been successfully implemented in other countries or cities, but have not yet occupied the corresponding market niche in your region. By following this path, you will become the first to offer this know-how to consumers in your region or country, and, therefore, you will be able to set prices for this product (service).
However, originality alone is not enough for a successful business idea. There are two objective prerequisites for a business to be successful:
- - a potential buyer needs your product or at least understands its usefulness (for example, a person may not yet know about a certain medicine, but he realizes that something similar can cure his illness);
- - the buyer is ready to pay for your product or service) exactly the price that you plan to ask (for example, almost everyone wants to buy a car - however, as we know, not everyone can afford a car).
And one more note regarding innovative business ideas - excessive originality can only harm profits, since the potential audience may simply not be ready for your proposal (most consumers are conservative by nature and have difficulty changing their habits). The least risky option is to stick to the golden mean - that is, to bring already familiar goods or services to the market, but in an improved form.
- How to determine if a given business idea is right for you?
Even a potentially successful business idea may not turn out to be successful in practice if it is not suitable for a particular entrepreneur. So, opening a beauty salon is relatively easy - but if you do not understand the intricacies of the salon business, then your brainchild is unlikely to bring you good profits. A business idea must be supported by the entrepreneur’s experience, knowledge and, of course, capabilities. What indicators indicate that your project will be within your capabilities?
- - Professionalism. You can have a specialized education in your chosen field, or you can just as easily be a passionate self-taught person. The main thing is that you have an understanding of the production process and other necessary knowledge in the chosen field.
- - Passion. You must like what you are going to do and offer. Moreover, you should like not only the final product, but also the process itself, because you won’t be able to give all your strength to a job you don’t like, which means it will be difficult to bring it to a good level. Remember the famous proverb: “find a job you love and you will never have to work a day in your life.”
- - Personal characteristics. If you are a closed and uncommunicative person and feel uncomfortable in the company of other people, then it will be difficult for you to negotiate. And if you, for example, are a convinced vegetarian, then there is no point in considering selling semi-finished meat products - even if this business can bring good profits, you will still feel uncomfortable doing it.
- - What you have (land, real estate, equipment, etc.). Starting any kind of production will be much less expensive if you already have the appropriate equipment. And if you inherited, say, a private house not far from the road, then this is a good opportunity to make a profit from roadside trading, because your competitors, if they are found, do not have such a good location, and this advantage can overcome even your inexperience.
Competition: how to become special:
As mentioned above, to apply your entrepreneurial efforts, it is most advisable to choose those areas where competition is frivolous or absent altogether. However, in most cases, entrepreneurs one way or another have to face competitors, and businessmen are faced with the question - how to stand out from them? This can be done due to the following advantages:
Competitive advantages
When introducing yourself to potential consumers, try to immediately draw their attention to the advantages that distinguish your offer from similar ones, so that buyers see that you can satisfy their needs in the best way. Don’t be shy to highlight your merits and don’t rely on consumers’ ingenuity - they are unlikely to guess why your product (service) differs from the product (service) of your competitors for the better. For example, if the recipe for the bread you bake involves enriching the product with vitamins and other useful substances, then be sure to convey this fact to your future customers. You should not position your bread simply as a tasty and fresh product, because your competitors have exactly the same product - it is unlikely that anyone will sell tasteless and expired goods. But vitamins are your competitive advantage, and the buyer must definitely find out about it, so advertising needs to be thought out accordingly.
So, we have examined some of the nuances of preliminary preparation for writing a business plan, and now we can closely pay attention to this particular document and its main sections.
1. Title page.
The title page is the “face” of your business plan. This is what your potential investors or bank employees see first when deciding whether to issue you a loan for business development. Therefore, it should be clearly structured and contain all the key information about your project:
- - Project name (for example, “Production of self-squeezing mops” or “Creation and development of a commercial Internet radio station called “XXX”);
- - The organizational and legal form of the project and the name of the legal entity (if there are several such entities, then a list indicating areas of responsibility is required);
- - Author and co-authors of the project
- - Abstract to the project (for example, “this document is a step-by-step plan for the founding and development of a commercial radio station...”);
- - Project cost (required starting capital)
- - Place and year of creation (“Perm, 2016”).
2.Resume.
This paragraph is a brief description of the project idea, the timing of its implementation, the main goals and objectives for the implementation of the idea, the expected turnover and production volumes. forecast of key indicators - project profitability, payback period, initial investment, sales volume, net profit, etc.
Despite the fact that the summary is the first section of the business plan, it is compiled after this document has already been completely written and double-checked, since the brief description covers all other sections of the business plan. The summary should be concise and extremely logical and fully disclose all the advantages of the project, so that investors or a potential lender see that this business idea is really worth investing in it.
3.Market analytics
The section reflects the state of the market sector in which the project will be implemented, an assessment of the level of competition, characteristics of the target audience and industry development trends. It is very important that the market analysis is carried out on the basis of high-quality marketing research containing real indicators (falsified or inaccurate analysis reduces the value of the business plan to almost zero). If an entrepreneur is not competent enough in the chosen field, then in order to avoid inaccuracies and errors, he should outsource marketing research by ordering it from a trusted marketing agency.
This section usually takes up at least 10% of the total volume of the business plan. His approximate plan is as follows:
- - General description of the selected industry (dynamics, trends and development prospects - with specific mathematical indicators);
- - Characteristics of the main market players (that is, direct and indirect competitors), an indication of the competitive advantages and features of your business project compared to other entities;
- - Characteristics of the target audience (geographical location, age level, gender, income level, type of consumer and user behavior, etc.). Creating a portrait of a “typical client” indicating the main motives and values that guide him when choosing a product (service), pessimistic forecasting (that is, the minimum flow) of consumers of the product (service);
- - Review of the most effective channels and ways to promote goods (services);
- - Review and identification of the most likely risks that an entrepreneur may encounter in this market segment and suggesting ways to eliminate or minimize them (it must be remembered that risks are external circumstances and factors that do not depend on the entrepreneur);
- - Forecast of possible changes in this market segment, as well as an overview of factors that may affect the profitability of the project.
4. Characteristics of goods (services) and their sales
This paragraph describes in detail the goods that the entrepreneur is going to produce, or the services that he is going to sell. Particular attention should be paid to the competitive advantages of a business idea, that is, what will distinguish this proposal from the general variety. However, you should not remain silent about the shortcomings and weaknesses of the idea, if any - it is better to play fair with investors and creditors, besides, they can analyze this point on their own, and in the case of a one-sided description, you risk losing their trust, and with it - and hope for financial investment in your idea.
The presence of a patent will make the idea described especially attractive - if an entrepreneur offers some kind of know-how and has already managed to patent it, then this fact must be reflected in the document. A patent is both a competitive advantage and a basis for a greater likelihood of obtaining loans or investments.
The chapter must include:
- - brief description of the idea;
- - ways of its implementation;
- - description of the life cycle of the product (service);
- - percentage of secondary purchases;
- - the possibility of creating additional product lines or service options, the possibility of segmenting the offered product;
- - expected modification of supply in accordance with changes in the market situation and factors affecting profit.
5. Ways to promote business (marketing and strategic plans)
In this chapter, the entrepreneur describes exactly how he is going to inform potential consumers about his product and how he will promote this product. Shown here:
6.Description of the production process
A production plan is a detailed description of the complete algorithm for producing a product from its being in its raw material state to the moment when the finished product appears on store shelves. This plan includes:
- - a description of the necessary raw materials and the basic requirements for them, as well as the suppliers from whom you plan to purchase these raw materials;
- - reception, processing and pre-production preparation of raw materials;
- - the technological process itself;
- - yield of the finished product;
- - the procedure for testing the finished product, its packaging and transfer to the warehouse and subsequent delivery to the buyer.
In addition to the actual description of the production process, this chapter should also reflect:
- - characteristics of the equipment used, as well as the premises where the production process will be carried out - indicating all the necessary standards and requirements;
- - list of main partners;
- - the need to attract resources and borrowed funds;
- - calendar plan for business development - from the launch of production until the time when the funds invested in the project begin to pay off.
7. Enterprise structure. Personnel and management.
This chapter describes the internal scheme of the functioning of a business project, that is, the administrative and organizational plan. The chapter can be divided into the following subsections:
- - organizational and legal form of the enterprise (LLC, individual entrepreneur, etc.);
- - internal structure of the enterprise, distribution of responsibilities between services, channels of their interaction (it would be best if this sub-item is further illustrated by appropriate diagrams);
- - staffing table, list of responsibilities of each employee, his salary, channels and criteria by which personnel will be recruited;
- - list of activities on the personnel policy (training, training, personnel reserve, etc.)
- - participation in business development events (competitions, conferences, fairs, grants, government programs, etc.).
8.Risk assessment. Ways to minimize risks.
The purpose of this paragraph is a preliminary assessment of possible negative circumstances that will affect the achievement of the desired indicators (business income, customer flow, etc.) - the basis for this assessment is, again, marketing market research. Risks are divided into external (for example, tougher competition and the emergence of new strong players in this segment, increased rental rates and utility bills, natural disasters and emergencies, changes in tax legislation towards increasing rates, etc.) and internal (that , what can happen directly inside the enterprise - equipment breakdowns, unscrupulous workers, etc.).
If an entrepreneur has information in advance about what exactly he should be wary of in the implementation and promotion of his project, then he can think in advance about the ways in which he will neutralize and minimize negative factors. For each risk, a number of alternative strategies should be proposed (a kind of table of emergency measures). You should not hide certain risks from investors or creditors.
Special attention should be paid to such a form of protection as insurance against various risks. If an entrepreneur plans to insure his business, then this must be mentioned - indicating the selected insurance company, the amount of insurance premiums and other details related to the matter.
9.Forecasting financial flows
Perhaps the most important chapter of a business plan. Because of its importance, it should be written by professionals if the entrepreneur himself does not have a financial and economic education. Thus, many startupers who have creative ideas, but do not have sufficient financial literacy, in this case resort to the services of investment companies, which later put their certification visa on the business plan - this is a kind of guarantee of reliability of calculations and will give the business plan additional weight in the eyes of investors and creditors.
The financial plan of any business project includes:
- - balance sheet of the enterprise;
- - calculation of expenses (employee payroll, production expenses, etc.);
- - profit and loss statement, as well as cash flow statement;
- - the amount of required external investment;
- - calculation of profit and profitability.
The profitability of a project is a key indicator that has a decisive influence on investors’ decisions regarding investing in a given business. Calculations on this topic cover the period from the entry of start-up capital and third-party investments into the project until the moment when the project can be considered break-even and begins to generate net profit.
When calculating profitability, the basic formula R = D * Zconst / (D - Z) is usually used, where R is the profitability threshold in monetary terms, D is income, Z is variable costs, and Zconst is fixed costs. However, in long-term calculations, the calculation formula should also include such indicators as the inflation rate, renovation costs, contributions to the investment fund, increases in wages for enterprise employees, etc. As a visualization method, it is again advisable to use a Gantt chart, which is convenient for tracking the level of growing income and reaching the break-even point.
10.Regulatory framework
All documents that are necessary for legal support of a business are indicated here - certificates and licenses for goods, permission for certain types of activities, acts, permits, etc. – with a description of the conditions and terms of their receipt, as well as the cost. If the entrepreneur already has any documents in his hands, this must be indicated, and this fact will also become an advantage in the eyes of investors.
11.Applications
At the end of the business plan, the entrepreneur provides all calculations, diagrams, graphs and other supporting materials that were used to draw up financial forecasts, market analysis, etc., as well as all materials that visualize the points of the business plan and facilitate its perception.
“The main mistakes when drawing up a business plan”
At the end of the article, I would like to say a few words about the most common mistakes that inexperienced entrepreneurs make when drawing up business plans. So, what should you avoid if you don't want to scare potential investors away from your project?
Excessive bloating and bulk. A business plan is not like homework, where large writing increases the chances of a good grade. The approximate volume of a business plan is usually 70-100 sheets.
Difficulties of presentation. If an investor reading your plan cannot understand your idea after reading two or three sheets, then there is a high probability that he will put the BP aside.
Lack of necessary explanations. Remember that an investor is not required to understand the area of the market in which you are offering him to invest money (and in most cases, he really does not understand it, otherwise he would have already launched an independent business). Therefore, you need to succinctly introduce the reader to the main details.
Streamlined phrases-characteristics (“huge market”, “great prospects”, etc.). Remember: only accurate and verified information and forecasts.
Providing approximate, unverified or deliberately false financial information. We have already focused on this topic above, so no comments.
Investment size
In many regions, the composition of drinking water, due to the climate, soil composition and technogenic factors, is often oversaturated with salts and microelements. Excessive consumption of fluorine, iron, particles of limestone deposits, chlorine, nitrites, cadmium and others negatively affects the condition of the body.
From 300,000 rub.
The chinchilla is a small herbivorous rodent with thick and soft fur. It is not difficult to have such an animal as a pet. It is unpretentious in food and maintenance, and its life expectancy in captivity is on average 10-12 years. Exotic rodents can bring their owner not only positive emotions, but also a good income.
From 160,000 rub.
Selling hot corn is a good business, which, with great effort and a competent approach to creating and placing a point, will bring considerable profit. Previously, it was sold in carts that were transported along the beaches and offered in resort towns. Now cobs and grains are very popular. Selling delicacies will bring even greater profits if you grow a tasty vegetable yourself.
From 100,000 rub.
How can you make money if you live in your own country house? There are many possible answers, but I like one of them better because it is in demand. We will talk about growing flower seedlings for sale. You can also grow vegetable seedlings only if you have more than one small greenhouse. In this article we will try to figure out how to properly grow seedlings for sale, as well as calculate the costs and income from this type of activity, provided that we use our own greenhouse with a total area of 60 m2.
From 500,000 rub.
Sooner or later, at least once in their life, every person thinks about creating and developing their own business. We invite you to consider an option such as the production of napkins and toilet paper. They are present in every apartment and are used up quite quickly, which is why they are sold in large quantities. The production and sale of napkins is one of the promising areas of business; this product can be sold to a huge number of companies and stores.
From 1,067,000 rub.
The business idea of organizing a gym is not new and it remains relevant to this day. The demand for the services of gyms, dance schools, fitness centers and yoga studios is increasing every year. A beautiful body and keeping oneself in good shape has been important for people at all times, and recently it has only become more important.
Household goods, household chemicals, personal hygiene products are those goods for which the population of cities and villages has a constant need. How to open a household goods store from scratch, choosing a form of ownership, where to find suppliers, how to select the right assortment and many other issues will be discussed in this article.
The production of foam rubber is a profitable business idea. The resulting raw materials are sold for the needs of the furniture market, the production of sports equipment, protective packaging, shoes and soft toys. Foam rubber is made by foaming liquid polyurethane. The material is 90% air, but has great elasticity. This quality of foam rubber allows it to be used in various industries.
The business of producing disposable tableware can be classified as a promising area with a high level of profitability. Every year, the population’s demand for these products only increases, and this trend seems likely to continue for a long time.
Shrimp farming is a fairly promising business idea for our country. With the right approach, even a small enterprise can bring its owners quite a large income. According to experts, the shrimp business can become profitable in the first year. The Russian consumer has managed to appreciate the taste and benefits of these crustaceans for the body.
From 800,000 rub.
The production of modern window systems is one of the most promising areas of modern production. But to open your own business, you need to be absolutely confident in the end result. Therefore, it is important to calculate each line of expenses and possible income. A well-drafted business plan for the production of plastic windows will help with this.
From 23,400,000 rub.
The beef cattle and poultry industry in Russia is actively developing. However, not every enterprise or farm has its own slaughterhouse, and the technical regulation of the Customs Union “On the safety of meat and meat products”, which came into force on May 1, 2014, establishes mandatory safety requirements for slaughter products and meat products.
“I earn too little to afford bad shoes” - you’ve probably heard a similar phrase at least once from relatives, friends or colleagues. And indeed, in addition to practical ones, shoes, their appearance, and quality play a huge role in our lives. It is often compared to a litmus test, which determines our property, social status, aesthetic preferences, and tells about a person’s habits and lifestyle.
From 403,000 rub.
Many of us have heard this phrase - anti-cafe. What is an anti-cafe? This is a cafe, but with a peculiar social twist. An anti-cafe is a social establishment designed for a pleasant pastime, creative meetings, friendly conversations in a cozy atmosphere, lectures, master classes and co-working space.
From 500,000 rub.
Food mixtures for pets such as cats and dogs became popular in Russia a little over 10 years ago. Before this, feed was produced and sold for animals raised in rural areas for milk, wool or slaughter. The production of animal feed is a very profitable business.
From 70,400,000 rub.
One of the interesting and popular production options that will remain relevant for many years is the production of polyethylene film. There are also risks in the form of mass abandonment of these products in favor of biodegradable materials, but complete abandonment will take many years, which means that you have several years left in which you can make a good profit.
Today there are many ways to stand out from the faceless crowd. Printing on T-shirts and mugs will allow you to get an exclusive accessory that no one else will have. With the help of a bright T-shirt you can attract your attention. A mug with an interesting print and slogan will decorate your desktop. A business producing such products pays for itself very quickly. In this article we will tell you how to open it.
From 530,000 rub.
The rapid development of technology has led to the emergence of new types of building materials on the market. However, despite everything, cinder block is still very popular among developers. Houses built from this material are strong and durable.
From 1,100,000 rub.
Most of us are very familiar with these disposable shoes, which are indispensable in clinics, kindergartens and many enterprises. Maybe some of the readers have already had the idea of starting their own shoe cover production. But you don't know where to start or how risky such an undertaking will be. Let's look at these issues together.
From 360,000 rub.
The idea of opening a children's thrift store is not new and has found quite successful application in many cities and countries. A children's second-hand store is an excellent example of a modern business built on a model of operation with minimal investment. To understand this issue in more detail, it is necessary to turn to the very concept of a consignment store.
But there are many more examples of failures. And the lack of a well-thought-out strategy significantly hinders development. Even in those successful cases where entrepreneurs created business empires, with proper planning it was possible to achieve a similar result several times faster, and reach the level obtained in a decade in just a few years.
A business plan is first and foremost necessary for the entrepreneur himself. Calculations allow you to find out the amount of required starting capital and payback time. Detailed calculations put everything in its place and make it possible to abandon a hopeless project, for example with a payback of ten years or more, even before investing funds.
Planning the activities of an enterprise provides an opportunity to take into account all possible risks and prevent them, to develop a plan “B” in advance. Without a thoughtful and detailed business plan, you will not be able to attract investment either from a bank or from private investors.
Should I buy a ready-made business project or do it myself?
If you are looking for a business plan for a small business, you definitely need to do it yourself. In the process of calculations and planning, an entrepreneur will be able to delve deeper into the essence of the business being opened and avoid many mistakes.
To correctly draw up a real business plan for a company, you need to have deep knowledge of tax and labor legislation, accounting and financial accounting, management and, of course, become familiar with the market segment in which you plan to operate.
If you are just taking your first steps in entrepreneurship and do not have a specialized education or practical business planning skills, use our database. It presents examples of business plans for small businesses that have been successfully implemented and proven their worth. All projects are systematized, all you have to do is select a ready-made example and, based on a ready-made template with the formulas already given, make your calculations.
As for opening a large industrial company, the opening of which involves billions of dollars in investment, it is better to entrust the development of a business plan for production to a team of specialists. The larger the project, the more subtleties there are. Well, the examples presented will help you initially assess the approximate size of the investment and the prospects of the project.
Our database contains detailed business plans with calculations for:
Opening of stores of various types, enterprises for wholesale trade;
Enterprises producing construction materials;
Agricultural and food processing enterprises;
Enterprises in the service sector: cafes, restaurants, beauty salons, etc.;
Amusement parks;
Vending (installation of vending machines: coffee, toys, photo machines, etc.);
Mini-productions, etc.;
Online stores;
Opening a shop with hand-made goods, etc.;
Social projects, etc.
Note! Our website provides typical examples of business plans with calculations and is intended for your reference. The market, like prices, is in flux. Therefore, the figures given can only be used as a basis. Before starting the project, you need to calculate everything in detail based on the given algorithm.
How to use business ideas from our database: algorithm of actions
We study in detail an example of a business plan. We evaluate the volume of investment and payback period - if these parameters are not suitable, we look for another direction. If the decision is positive, we move on to the next point;
We analyze the local market (where we will operate). The ideal option is to combine ready-made data from industry experts (can be found on the Internet, newspapers, television business channels) and independently evaluate the activities of competing enterprises;
Marketing research: analysis of competitors’ activities, current prices for similar services, calculation of market capacity, average monthly and average annual revenue, taking into account seasonal fluctuations;
Cost estimation: we are looking for suppliers of equipment and raw materials;
Determination of the legal form and tax regime, calculation of tax deductions, salaries to employees.
After all the research and calculations, we must get the main figures - the size of the investment, profitability and payback period.
Typical mistakes of a novice businessman when drawing up a business plan
When calculating a business project, novice businessmen most often make a number of typical mistakes:
When determining investments, the cost of purchasing raw materials for only one month is taken into account, while it usually takes three to six months to achieve self-sufficiency;
When calculating salaries, the actual number of personnel is underestimated, and sick leave and tax deductions for each employee are not taken into account;
The costs of utilities are not taken into account or are underestimated: payment for electricity, water and gas supply.
Let's give a simple example of a business plan. It should be borne in mind that this is only one of the possible options, and presented in a very compressed form.
Target: Produce confectionery products, mainly cakes, for city residents. Take a leading position in the upper price segment of this market.
Tasks:
1. Create a compact confectionery shop.
2. Provide the production process with the necessary raw materials and labor, some of which will be hired.
3. Initially occupy 30% of the market segment through the implementation of a developed marketing strategy, which involves squeezing out the main competitors with dumping prices and new recipes for the consumer.
4. Raise the missing investment funds from the bank using available real estate as collateral.
An example of drawing up a business plan for an enterprise
Let's look at an example of a manufacturing business plan. It is planned to open a small tailoring shop. Let's consider how promising this business is in a specific market.
1. Summary. Opening of small production on January 1, 2014. Form of ownership – LLC. The planned period is 42 months.
2. General provisions. Purchasing equipment that will allow you to use a variety of fabrics and perform different finishes. It is planned to partially raise borrowed funds for the purchase of equipment and rental of premises. The tailoring service will be provided to the population, as well as to legal entities in need of special clothing, as well as sewing curtains and bedding for subsequent sale.
3. Market analysis and marketing plan. Currently there are 350 enterprises represented on the market. Through strict adherence to deadlines and quality, it is planned to create a positive image of the company, which will allow it to occupy a niche in the market.
4. Costs. Estimated direct and variable costs, including wages and premises rental, for 3 years will amount to 13.5 million rubles. Of these, 50 million rubles are own funds. The planned sales volume will be 15 million rubles, which, minus tax deductions, will allow the project to reach payback by the end of the third year.
5. Production schedule. Release of 1000 units of goods.
6. Investments. Attracting partners on the terms of joint business.
Brief example of a business plan
If you are about to open a shoe repair shop, then in the most general form, developing a business plan using an example looks like this:
- – Fixed costs (equipment) – 300 thousand rubles.
- – Variable costs (threads, glue, rent) - 10 thousand rubles.
- – Investment required – 100 thousand rubles in the form of a bank loan at 23% per annum for 10 years with a progressive scale and deferred repayment for 1 year.
- – Form of ownership – individual entrepreneur
- – Tax deductions 24 thousand rubles.
- – Planned revenue – 20 thousand rubles per month.
- – Revenue for 1 year – 97 thousand rubles.
- – Financial result – 73 thousand rubles.
As a result, the entrepreneur has reasons to invest money in this project. The margin of safety is large enough so that possible deviations from the predicted values do not lead to financial collapse.
Example of a business plan with calculations
Opening a small store selling used children's items also requires a preliminary assessment. Enterprise business plan example:
The assessment of goods purchased from the population will be based on the cost of 1 kg.
To begin with, you will need to create an assortment of 100 units.
The cost of 1 kg is 400 conventional units. One product weighs on average 1 kg. Thus, the cost of the product will be 100 * 100 = 40,000 USD. The cost of replenishing working capital will be 100 units, which equals 10,000 USD. per month
The rent of the premises will be 10,000 USD.
Variable costs, including advertising and unforeseen expenses - 10 USD.
Sales volume in the first 6 months will be 130 products per month;
in subsequent years - 280 products per month.
The average unit price will be 250 USD.
Revenue for 1 year = 130 * 250 * 12 + 280 * 250 * 12 = (10,000 * 12,000 + 40,000 + 10,000 * 12 + 10,000 * 12,000) = 420,195 – 361,240 = 58,955.
The tax will be 25,000 USD.
Financial result – 33,955 USD
At first glance, the business seems attractive, given the low input costs and quick payback, but after performing a simple calculation, the entrepreneur will come to the conclusion that the profitability is very low and, although the risk is small (the product is in stable demand), it is unprofitable to engage in this business without achieving scale .
View an example of a business plan
Schematically planning, for example, growing vegetables looks like this:
1. Summary. A summary of the remaining pages is shown here.
2. Marketing part. Who will be the buyer and how will it be possible to conquer the market? Settlement part – 5 tons of carrots for 100,000 USD
3. Costs. Rent of land and equipment – 27,000 USD
Payment for hired labor – 30,000 USD.
4. Revenue– 23 USD
5. Sources of financing. Bank loan for 50,000 USD at 18% per annum for 10 years.
6. Financial result– 9 USD
This activity, if the pessimistic scenario is fulfilled, will not generate income at all in the first year. In addition, the entrepreneur will be able to work fully and invest in development only after repaying the entire loan amount.
Download ready-made examples of business plans
On this resource you can download examples of business plans for free. Downloading the file makes it possible to get acquainted with more detailed calculation options, which will allow you not only to understand the essence, but also to make, by analogy, your own calculation to justify the feasibility of investing funds.
If you have no experience at all, it is not at all necessary to order development from a specialized company. It is enough to get acquainted with an example of planning for a similar activity, where you can study in detail the features of market analysis and calculation of production costs for a particular business.
To download, click on the link:
Be sure to watch the video: “What is a business plan?”
In many regions, the composition of drinking water, due to the climate, soil composition and technogenic factors, is often oversaturated with salts and microelements. Excessive consumption of fluorine, iron, particles of limestone deposits, chlorine, nitrites, cadmium and others negatively affects the condition of the body.
From 500,000 rub.
Sooner or later, at least once in their life, every person thinks about creating and developing their own business. We invite you to consider an option such as the production of napkins and toilet paper. They are present in every apartment and are used up quite quickly, which is why they are sold in large quantities. The production and sale of napkins is one of the promising areas of business; this product can be sold to a huge number of companies and stores.
The production of foam rubber is a profitable business idea. The resulting raw materials are sold for the needs of the furniture market, the production of sports equipment, protective packaging, shoes and soft toys. Foam rubber is made by foaming liquid polyurethane. The material is 90% air, but has great elasticity. This quality of foam rubber allows it to be used in various industries.
The business of producing disposable tableware can be classified as a promising area with a high level of profitability. Every year, the population’s demand for these products only increases, and this trend seems likely to continue for a long time.
From 800,000 rub.
The production of modern window systems is one of the most promising areas of modern production. But to open your own business, you need to be absolutely confident in the end result. Therefore, it is important to calculate each line of expenses and possible income. A well-drafted business plan for the production of plastic windows will help with this.
“I earn too little to afford bad shoes” - you’ve probably heard a similar phrase at least once from relatives, friends or colleagues. And indeed, in addition to practical ones, shoes, their appearance, and quality play a huge role in our lives. It is often compared to a litmus test, which determines our property, social status, aesthetic preferences, and tells about a person’s habits and lifestyle.
From 500,000 rub.
Food mixtures for pets such as cats and dogs became popular in Russia a little over 10 years ago. Before this, feed was produced and sold for animals raised in rural areas for milk, wool or slaughter. The production of animal feed is a very profitable business.
From 70,400,000 rub.
One of the interesting and popular production options that will remain relevant for many years is the production of polyethylene film. There are also risks in the form of mass abandonment of these products in favor of biodegradable materials, but complete abandonment will take many years, which means that you have several years left in which you can make a good profit.
From 530,000 rub.
The rapid development of technology has led to the emergence of new types of building materials on the market. However, despite everything, cinder block is still very popular among developers. Houses built from this material are strong and durable.
From 1,100,000 rub.
Most of us are very familiar with these disposable shoes, which are indispensable in clinics, kindergartens and many enterprises. Maybe some of the readers have already had the idea of starting their own shoe cover production. But you don't know where to start or how risky such an undertaking will be. Let's look at these issues together.
From 10,000,000 rub.
In the modern world, it is impossible to imagine humanity without a plastic or polyethylene terephthalate material, sometimes called PET bottles. When we come across these objects every day, we no longer notice how we use them in everyday life. Plastic follows us almost everywhere.
From 1,000,000 rub.
Polystyrene foam production is a great business idea. This material is used in many sectors of life and is widely in demand in our country. Although a business producing such products requires large investments, it pays off quite quickly. The entire foam production line can be located in a small area. Polystyrene foam, due to its performance qualities, will be in demand for a long time.
From 300,000 rub.
Change houses are premises for temporary residence and storage of tools. They are used by builders, installers, oil workers and representatives of other professions. Modern cabins can be used not only for temporary residence, but also as a first-aid post, security post, field office, etc. Recently, such trailers have begun to be replaced by block containers.
From 600,000 rub.
The production of expanded clay concrete blocks is based on mixing building materials such as cement, water, expanded clay and enriched quartz or expanded clay sand. The technological part of production is almost identical to the method of creating cinder blocks.
From 200,000 rub.
Doors are a necessary piece of furniture that is installed in houses, apartments and offices. They will be in demand at any time, regardless of economic crises. Door production is an interesting business; it can be started by any person who is interested in working with wood and making a profit from it.
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