From card to phone no commission. How to top up your phone account using a bank card: several options

Sberbank's mobile bank is designed for conducting banking transactions via SMS messages. With this, a Sberbank client can pay off monetary debts or replenish accounts. In the services offered by Mobile Bank, there is also payment for the telephone through the 900 number.

Advantages of USSD commands from Sberbank

The “ ” service is an SMS service. Sberbank clients who activate it on their mobile phone get access to a wide range of services that are not available to other users. Using Mobile Bank, you can monitor your personal bank card account, monitor your balance, pay loans, etc.

The service is multifunctional, and depending on which options will be used and which will not, you can choose one of the presented tariffs. At the moment there are two of them. The tariff plan called “” provides the full range of “Mobile Bank” services, but charges a fee for monthly use, in contrast to the “” package, which does not have a subscription fee, but services such as SMS-informing, when used, will cost more expensive than the “Full” package. Also, if there is no need to use Mobile Banking, the service can be used at any time.

Top up your phone balance via number 900 via USSD command

free for all mobile operators in Russia, excluding roaming. To pay for a phone via 900 in Sberbank, again, you need to connect Mobile Bank by visiting a branch or contacting. To connect, you can use Internet banking or.

To top up your mobile phone account with 100 rubles you need to dial the command *900*100# and press call.

It is important to remember that the Mobile Bank service is paid. To save money, it is advisable to switch to a free plan, but with reduced functions. You can perform financial transactions via SMS, but request for money - from 3 to 15 rubles per request.

Top up the balance of any mobile phone via SMS to number 900

Mobile Bank also allows you to top up any phone number.

To this number, you need to send a text in the format: tel 9..1234567 100, where 9..1234567 is the phone number to which the money is transferred; 100 is the amount in rubles that will be credited to the number. The money will be debited from the bank card that is linked to Mobile Bank as a payment card.

Within a few minutes, funds will be credited to your phone account.
If only one bank card is linked to your phone, you only need to write the top-up amount in the SMS message. If there are several bank cards and the card number for debiting money has not been specified, Sberbank will withdraw funds from the account that has the required amount to complete the transaction.

To transfer money from another card, you need to send this message to number 900: tel 9..1234567 100 ХХХХ, where 9..1234567 is the phone number to which funds are transferred; 100 - the amount in rubles that will be credited to the number, XXXX- the last four digits of the card from which the money will be debited. Information is also indicated through spaces. The card must be linked to Mobile Banking

Commands for crediting money to a phone, for number 900

Commands for replenishing a mobile operator can be as follows:

• REPLENISH;
• PAYMENT;
• PAY;
• PAYMENT;
• TEL;
• TELEPHONE and etc.

Commands can be typed both in Russian and in transliteration (English letters). Sberbank recognizes all command spellings. As for the telephone number, it is entered in ten-digit format, always starting with the number 9.

Top up another phone through the 900 service

If you top up any other phone, you can.

Topping up another phone via USSD request is done as follows: *900*9..1234567*100#

Topping up another phone account via SMS that is not linked to Mobile Banking will look like this:

translation 9..1234567 100, where 9..1234567 is the phone number of the recipient to which the funds will be received; 100 - the amount in rubles that will be credited.

In some situations, you need to confirm the top-up operation:

• if the recipient is not a client of Sberbank;
• if the number is not in the list of templates.

When making these transfers, the sender will receive a message on their phone with a five-digit confirmation code. To confirm the transfer, the code must be sent to and wait for the result of the operation to complete. You can also protect yourself further by prohibiting replenishment of phone accounts that are not included in the list of templates. This will prevent money from being stolen if your phone falls into the hands of criminals. To do this, just send a text command ZERO or ZERO to Sberbank number. To resume the ability to top up your phones, you need to visit a Sberbank branch.

Setting up a template for automatic payments

To top up a specific phone account without confirmation, it is advisable to set up and save the corresponding template. You can do this in the following ways:

• through an ATM in the “My templates” section;
• via Internet banking;
• through a Sberbank branch.

Creating templates is an alternative to writing a written application. When setting up a new template, you need to specify the recipient's first and last name, his phone number and bank card details.
After saving the new template, you can carry out banking transactions (for example, pay for services and transfer money to relatives) without confirmation.

Managing Mobile Banking at Sberbank

If you still have questions about how to pay for a phone through number 900 in Sberbank, you can download instructions for managing Mobile Banking.
(downloads: 1196)
View online file:

Limits and restrictions on replenishing your phone through the 900 service

Payment for a phone connected to Mobile Banking:

• minimum payment – ​​from 50 rubles;
• no more than 3000 rubles per day.

Payment for phone numbers not linked to Mobile Banking:

• no more than 1500 rubles per day;
• no more than 10 transfers per day.

The day is counted from the time of the last payment. The above limits have been set for security purposes. Even if an attacker takes possession of the phone, he will not be able to use the large amount of money on the bank card.

Sberbank mobile bank in video review

There is also a video instruction for working with "". After viewing it, you can understand the management of the service. The corresponding videos are available on the Sberbank website and its official non-YouTube channel.

The mobile bank from Sberbank is designed to provide a wide range of services. They are obtained through SMS requests.

In this regard, clients have a question about how to pay for a mobile phone from a Sberbank card via telephone.

To cooperate with the bank, all SMS are sent to number 900. All requests are free, except when the client is abroad.

To start using the service, you must activate it at a bank branch. You can pay for mobile communication services in two ways.

It is important to remember that the minimum write-off amount is 10 rubles, and the maximum is 10,000 rubles.

Topping up someone else's number is possible if the client has activated the "Fast payment" service. There are also several options for this:

Instead of the “TEL” request, you can also write in a message:

• PAYMENT;
• PAY;
• TELEPHONE;
• REPLENISH and others.

A complete list of requests can be found on the official resource.

Top up your account via ATM

In order to top up your account through an ATM, you must perform the following steps:

Setting up a payment template

Once all payment options have been clarified, payment templates can be configured and saved. It is possible to perform the following actions:

1. Through an ATM. Find “Connect Mobile Banking” in the menu. Next, find the “My templates” item.
2. Through Sberbank Online. In your personal menu, find the “My Templates” section.
3. At the Sberbank office. Have a passport in hand for identification.

When using remote services, creating a template is equivalent to signing an application. When creating a template, you must enter the name of the institution, full name, basic information on the card, phone number or agreement number.

For any registered person, the client can pay for communication services and perform various transactions without any confirmation. For such recipients, some limits are increased.

As you can see, paying for cellular communications is very simple. Users independently determine the options that are convenient for themselves. It is also convenient that the client can top up someone else’s cell phone number. You just need to always have a positive card balance.

Plastic cards are designed for the convenience of payments with sellers for purchases: goods and services. Many people are already accustomed to paying in a store or on the Internet for purchased goods using a card. Moreover, Sberbank has long made payment for cellular communications simple and accessible around the clock.

Let's look at how to top up your phone balance from a Sberbank card. There are several ways to do this - you need to choose the appropriate one. They are all simple and accessible to every client.

Methods of paying for mobile communications with a plastic card

Putting money on your phone from a card – couldn’t it be simpler? In order to carry out this operation from a card account, you can use any of the following methods:

1. Pay for communication through a Sberbank self-service device (terminal or ATM). Such devices are located not only in bank branches, but also throughout the city, in crowded places: in shopping centers, at bus stops.
2. I use the Mobile Bank service and pay from my mobile device anytime and anywhere.
3. Through Internet banking in your Sberbank Online personal account.

These methods imply the possibility of paying not only for a personal phone number, but also for any number belonging to relatives, friends, and loved ones. Let's look at each method in detail and step by step.

Top up your phone balance at self-service devices

Convenient multifunctional self-service devices are located in each bank branch and in places where there are the most people: in shopping and entertainment centers, squares and bus stops. They allow you to perform many operations with a plastic card, including replenishing your cell phone balance.

The devices are equipped with a convenient and understandable menu, following which it is easy to carry out the intended operation. To pay for a phone number using a card:

1. Insert the card into the receiving mechanism and dial the PIN code numbers.
2. In the menu that opens, select “Payments and transfers”, then “Pay for mobile communications without commissions”.
3. Next, the system will prompt you to enter a phone number in the format specified on the screen.
4. Afterwards, you will need to indicate the amount that you plan to transfer as payment and confirm the operation by checking the data.
5. The system will debit the funds from the card and transfer them to the account of the specified phone number.

Important! Menu item names on the device screen may vary slightly depending on the software.

We use Mobile Bank to replenish the balance of a mobile phone

Mobile Bank is a fairly convenient service for performing various operations and monitoring account status.

Using this service in full provides a “full” service package. When connecting to this service, the client, among other features, also receives the opportunity to pay for communications from his mobile device without leaving home at any time. In order to make a payment to a cell phone number, your own or that of another person, you should follow these simple steps:

1. To top up your phone number, the one to which the card is linked, just send an SMS to number 900 with the amount with which you want to top up your phone balance. For example, “100” means that 100 rubles will be debited from the card and credited to your phone number. The important thing to remember here is that the payment amount cannot be less than 10 rubles.
2. To pay for any other cell phone, you also need to send a message to number 900, but in the text field indicate the phone number without “8”, consisting of 10 digits and, separated by a space, the amount by which you want to top up the balance. After the message is sent, a response SMS will be sent asking you to check the data and if everything is in order, send the specified code in response. After this, the amount will be debited from the account and credited to the specified phone number.

Top up your phone balance on the website or through the Sberbank Online application

Another convenient and accessible way of paying for cellular communications at any time for Sberbank clients is payment from a card through Sberbank Online. To do this, you need to activate the service and receive your login and permanent password for your account. If the service is activated, then paying for cellular communications will not be difficult. To do this you need:

1. Log in to your personal account by entering your username and password, and then the one-time password from SMS.
2. If you need to pay for the phone to which the card is linked, you just need to click on the number located in the upper left corner of the page, enter the required amount in the window that opens and confirm the operation. When you need to pay for another number, you need to select the appropriate menu: “Payments”, then go to the “Mobile Communications” section and fill out the form displayed on the screen, where you need to indicate the phone number, the amount and select the card from which the funds will be debited. You will also need to confirm the operation by entering the code from the SMS.

On a personal page in Sberbank Online or in the application, the client has the opportunity to create an autopayment for continuous automatic replenishment of the account on the phone from a Sberbank card. To do this, you need to enter the “Autopayments” section, then “Connect autopayment”, fill out the form on the screen where you need to enter the phone number, the amount by which the balance will be replenished, the lower level of the phone balance, upon reaching which the service will be triggered.

Thus, the balance on the phone will be replenished without personal participation, but under the control of the card owner. The service will be triggered when the card balance is positive, if there is an amount on it sufficient to make a payment. If you wish, you can cancel the auto payment in the same section of your personal page by clicking the “Cancel auto payment” option.

All the same things can be done on a mobile device by installing the Sberbank application. You will need to register there. The Sberbank Online login and password will not work here.

Cellular connection for “Thank you”

Sometimes you can pay for cellular communications simply without spending money from the card. If the card is connected to a bonus program and there are bonuses on the client’s account (at least 500 bonuses), then you can top up the card balance with them, provided that communication is provided by the MTS operator.

Only this operator is a partner of the promotion and accepts “Thank you” as payment for cellular communications. To do this, you need to go to the MTS website or application, and following the instructions on the website, pay for the number with a Sberbank card, while not forgetting to check the box “Payment with “Thank you” bonuses.”

Sberbank is the largest financial company in the Russian Federation. Most Russians use its services. For this reason, the answer to the question of how to top up a cell phone account from a bank card product is of interest to many domestic users.

Methods for replenishing your phone balance from a Sberbank card

Sberbank offers several ways to transfer money to a mobile phone. Among the methods that are in demand among clients are the following options:

1. In the self-service area (terminals, ATMs).
2. On the telecom operator's website.
3. Through Sberbank Online.
4. Using the mobile application.
5. Using SMS service.
6. Through third party services.

There are other ways to transfer finances. Next, we will consider each of them in detail.

Via ATM or terminal

Sberbank's widest hardware network allows the client to quickly top up a phone number. The exact location of ATMs and terminals can be found by visiting the company's website. At the same time, a logically composed menu of self-service devices does not cause difficulties when using them. You just need to carefully read what action the system offers and select the section that corresponds to the plans.

Before starting the transaction, the client must insert the card into the receiver of the plastic product and enter its secret code. Next, you should select the “Pay mobile” service and “Specify phone number”.

1. Register the number.
2. Enter the transferred amount.
3. Check the accuracy of the information.

After confirming the procedure, it is important not to forget to pick up the card from the device.

On the mobile operator's website

The most common Russian telecom operators provide the opportunity to top up your phone on the company website. To do this, it is enough to have access to the Internet and know the details of the card product from which money will be debited. The client needs to open the official page and select the “Pay with a bank card” service. All subsequent actions are corrected with hints.

On the Sberbank Online website

Only a user registered in the Online system can top up a phone number on the Sberbank website. To make a payment you need:

1. Select the “Payments, Transactions” section.
2. Indicate the payment direction “Cellular” and mark the operator.
3. Enter card product details, phone number to be topped up and payment amount.
4. Click "Continue".

After this, you need to check the specified information and confirm the transaction using a one-time SMS password.

In the mobile application

Many customers appreciate replenishing their balance using the mobile application. It must first be installed on your cell phone. To do this, the user just needs to follow the link on the official Sberbank website, register and carry out the operation, following the detailed instructions.

Topping up your phone in the mobile application of a financial company is carried out similarly to the procedure in Sberbank Online.

By SMS to number 900

A convenient way to top up your phone is mobile banking. To make a transfer in this way, you need to send an SMS to number 900 with the text: XXXX, where XXXX is the payment amount. The total daily amount of transfers should not exceed 3,000 rubles. To transfer funds to another number, the text should be composed as follows:

TEL 1234567891 ХХХХ

In this case, 1234567891 is the recipient’s number. The maximum amount of the total transfer amount in favor of another subscriber per day is 1,500 rubles.

Through third party services

You can also transfer funds from a Sberbank card using third-party services. For example, when topping up an MTS phone, use the services of Beeline, Tele2 or Megafon. On the website of the selected operator, you should select the “Top up number” service and carry out all subsequent steps to transfer money.

other methods

Another way to make a bank payment using a mobile number is USSD commands. Sberbank provides such a service to users of Beeline, Tele2, and Megafon operators. To pay for your phone, dial the combination *900*ХХХХ# and press call. To transfer to the account of another mobile device, you will need to additionally indicate the recipient's number. For example, *900*12345657891*ХХХХ#.

Limits and restrictions

Depending on what method was used to top up the phone, the bank imposes a number of limits and restrictions. For example:

• You are allowed to top up your phone through Mobile Bank with a maximum of 3,000 rubles per day, someone else’s - by 1,500 rubles;
• The maximum amount for depositing funds into a mobile account using the Sberbank Online system is 10,000 rubles. The same limit is established for transfers through self-service machines;
• On the websites of telecom operators, you can top up your phone with a maximum of 15,000 rubles per day.

The listed restrictions apply to transactions carried out using a Sberbank card.

How to enable automatic payment?

You can activate the service of automatic phone replenishment from a Sberbank card using several methods:

• On the official website of the financial institution;
• Through an ATM, terminal;
• At a bank branch;
• Using Internet banking or the Online mobile application.

The service is configured in self-service devices as follows:

1. Insert the card and enter the PIN code.
2. Click “Payments, transfers”, “My payments”.
3. Specify the “Autopayments” service, select a direction.
4. Confirm your actions.
5. Receive a receipt of acceptance of the application by the bank.

As soon as the service is activated, the client will receive an SMS confirmation. Connections can be made in the same way using other methods.

Nuances of replenishing MTS

You can top up your MTS phone using the Easy Payment service. Its main menu is located on the official page of the telecom operator. Next, you should select MTS and check the box “Payment from a bank card.”

After this, you will need to enter the recipient’s number, the necessary information on the card and confirm the operation with the “Pay” button. The transaction amount must be between 100 - 15,000 rubles.

Nuances in Megafon

The principle of conducting a transaction on the official Megafon website is not fundamentally different. In this case, the minimum payment is 50 rubles.

Nuances of replenishing Tele2 from a Sberbank card

Transferring funds from a Sberbank card to a Tele2 number on the operator’s official website is carried out in a certain sequence. In the “Payment” section you must indicate “Via the Internet”. After entering the recipient's number and the amount of receipts, you need to confirm the actions and also enter information on the card product. The operation must be completed by confirming the transaction again.

Nuances in Beeline

To quickly go to the mobile number payment page, you need to specify “Beeline payment” in the browser line. The limit on the amount of replenishment of a subscriber's account is 50 rubles - 15,000 rubles.

The spread of mobile communications and its accessibility have led to the fact that constantly being in touch is a necessity, not a luxury. Each operator strives to provide the most advanced functionality possible to its customers. One of the constant questions remains how to put money on the phone, because the limit may be exhausted at the most inopportune moment, so the ability to transfer to a mobile account should be available through a bank card, SMS and other methods.

Where can I put money on my phone?

In a modern city, there are a huge number of opportunities to top up the balance of a mobile operator, but the most popular are payment terminals like Qiwi. They are found in almost any store, institution or shopping and entertainment center. A huge advantage of this method is that to deposit money you only need the required amount of cash and a mobile number.

In addition, you can still put money on your mobile phone at cell phone sales centers, banks and even some stores without terminals. The seller transfers the required amount from the corporate account to the client. Most banks provide the opportunity to top up your balance even without handling cash. You can use your personal account on the Internet or mobile banking to deposit money on your phone from a card.

Top up your phone from a Sberbank card

Sberbank of Russia clients are the majority among users of banking services, so it would be logical to consider the question of how to put money on your phone using his example. The methods of replenishing the balance of other financial organizations are practically no different. The bank offers several options for how to pay for a phone using a Sberbank card:

• via SMS;
• using your personal account on the bank’s website;
• through an ATM;
• using Internet banking.

In fact, all these operations boil down to transferring money from a credit card (Visa, Master-card, Maestro), only the method of accessing the credit card changes. The procedure itself takes a couple of minutes, and the funds arrive within a few seconds. At the same time, access to the card from a mobile phone is possible even with a negative balance. The bank is interested in ensuring that the client can always use its services.

Via terminal

All Sberbank ATMs support the mobile balance replenishment service. To pay, you only need a credit or debit card. The process itself looks like any operation with an ATM: you need to insert a card, enter a PIN code and find the “Top up mobile account” item in the menu. The minimum amount that can be credited is only 10 rubles. Moreover, if you use a Sberbank terminal, the operation will not require a commission, which is possible when working with ATMs of other banks.

In 900

Sberbank clients can pay for the phone from a bank card using mobile banking, which is available through the short number 900, which is common for all telecom operators. This option is convenient for quickly transferring money to any mobile phone. It is important to formulate the SMS message correctly so that the program processes it correctly. It looks like this: TEL 9ХХХХХ1234567 250. In this example, 9ХХХХХ1234567 is the number of the recipient of the money, and 250 is the transfer amount.

Be sure to write the amount of money transferred separated by a space. Instead of the reserved word TEL, you can use PAYMENT, PAYMENT, REPLACEMENT and others (the full list of key word forms can be found on the bank’s website). After the amount, you can add the last 4 digits of the credit card if the user has several of them, otherwise the debit will occur with any one that has available funds.

Through Sberbank Online

This method is the simplest of all presented, because the mediation of the terminal or mobile is skipped. Manipulations with the account take place directly in your personal account on the Sberbank website. The client only needs to log in using his username and password, indicate the transfer amount and mobile number. You can top up the balance of absolutely any communication company using this method, even while roaming.

How to top up your account from phone to phone

At some point, mobile operators came to the decision that emergency replenishment could be carried out without direct cash transactions. Users of the same network can transfer money from one account to another in emergency situations, when, for example, the client does not have a bank card and the communication balance is zero or negative. In this case, a transfer from one account to another occurs using a short number or SMS (each operator has their own).

Megaphone

This cellular communication company differs from other operators in the way you can transfer money from phone to phone. If other companies use USSD numbers, then in Megafon you need to send a free SMS to number 3116, where the number of the transfer recipient and the amount are indicated. The transfer limit at one time is no more than 500 rubles. Funds are credited within 2-3 minutes if there are no network problems.

MTS

The company, one of the leaders in cellular communication services, offers not only the opportunity to transfer funds, but also to ask for them if the client is suddenly left with a negative balance. “Top up my account” service: *116*subscriber number and #. This request can be sent even to users of other operators. You can top up someone’s balance using the combination *112*number*amount (up to 300 rubles)#. The one-time commission will be 7 rubles.

Beeline

This company currently offers transfer from your mobile to someone else's in two ways. The first is the classic USSD command: you need to enter *145*recipient number (without 8, ten-digit number)*amount#. To confirm, you will receive an SMS with a code that must be sent to *145*code#. The second option is a service on the company’s website, where you need to enter two numbers: the transmitter and the recipient. The commission requires you to pay 3% of the amount plus 10 rubles. It is important to monitor changes in the conditions for the number of transfers per day and how much can be transferred at a time.

Tele 2

It is a rare case that USSD codes from different operators are the same. Tele2 and Beeline have the same number for replenishing between subscribers - *145*. Requests differ in the format for entering the recipient's number. Beeline has a ten-digit number without the first eight, Tele2 has a full number with 8. Also, the latter company has a mandatory limit on the account balance - 20 rubles. If the amount after the transfer may fall below, the transfer of money will not take place. A full list of terms and conditions for using the service can be found on the Tele2 website.

How to put money on your phone via the Internet

Modern computerization and the availability of electronic money make it possible to top up your mobile balance, completely bypassing cash transactions. Almost all banks provide the opportunity to pay for a phone number with a bank card using the user’s personal account on the website. In it you need to indicate the number and credit card from which you want to withdraw funds, or account (if there are several of them). For those who make money on the Internet, you don’t even need to have a card at the bank.

Services WebMoney, PayPal, Qiwi, Yandex.money and others will allow you to operate with amounts in electronic wallets and make almost any type of payment without looking up from the monitor. Their functionality has long been used by mobile operators, and modern banking even supports remote payment of utilities (electricity, water, gas, landline telephone).

How to put money on your phone through the terminal

Replenishing a mobile account through specialized terminals is easier than through a computer and electronic wallets. You need to select your mobile operator, enter the recipient's number and send cash to the bill acceptor. It is important to remember that the terminal does not give out change. It is also necessary to save the receipt, since if a failure occurs and the funds do not arrive in the account, then it will be the only way to cancel or duplicate the operation (but this situation happens very rarely).

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